---
title: Wauchula State Bank Financial Blog | Loan
description: Loan | Read our Wauchula State Bank financial blog for financial management resources and information on wealth management services.
---

[Skip to main content](https://www.wauchulastatebank.com/blog/tag/loan#main-content)

[![WSB-Affiliation-Logo-1](https://www.wauchulastatebank.com/hs-fs/hubfs/WSB-Affiliation-Logo-1.png?width=2471&height=483&name=WSB-Affiliation-Logo-1.png "WSB-Affiliation-Logo-1")](https://www.wauchulastatebank.com)

- [Search](https://www.wauchulastatebank.com/search)

- [Login](https://www.wauchulastatebank.com/blog/tag/loan#)

X

Online Banking NetXInvestor

Online banking is currently unavailable due to a planned system update. Services will resume on Monday, Sept. 25.

[Log in to my account](https://www.netxinvestor.com/web/netxinvestor/login)

[privacy and security](https://www.wauchulastatebank.com/privacy)

[Login](https://www.wauchulastatebank.com/blog/tag/loan#)

# On Our Minds

List Grid

Browse by topic All Topics Business Buying a home Chart of the Day Commercial Real Estate Community Bank Economy Estate Planning Loan Managing your Wealth Market Update Mobile Banking Online Banking Real Estate Retirement Savings Security and Fraud Prevention Taxes

<https://www.wauchulastatebank.com/blog/details-on-federal-mortgage-fee-adjustments>

[Buying a home](https://www.wauchulastatebank.com/blog/tag/buying-a-home), [Loan](https://www.wauchulastatebank.com/blog/tag/loan)

 05/12/23

### [Details on Federal Mortgage Fee Adjustments](https://www.wauchulastatebank.com/blog/details-on-federal-mortgage-fee-adjustments)

I have been fielding many questions regarding the newest [Federal Housing Finance Agency](https://www.fhfa.gov/) (FHFA) fee structure and how it affects your borrowing potential. I will try to answer some of the most common questions.

[More](https://www.wauchulastatebank.com/blog/details-on-federal-mortgage-fee-adjustments)

<https://www.wauchulastatebank.com/blog/5-things-to-know-about-balloon-payments-for-commercial-loans>

[Loan](https://www.wauchulastatebank.com/blog/tag/loan)

 06/30/22

### [5 Things to Know About Balloon Payments for Commercial Loans](https://www.wauchulastatebank.com/blog/5-things-to-know-about-balloon-payments-for-commercial-loans)

A balloon payment is a lump sum payment that is significantly larger than the monthly payments and paid at the end of a loan’s term. Unlike loans that have a series of fixed payments to pay off the balance of the loan, a loan that includes a balloon payment is made up of lower fixed payments and a final larger payment. 

[More](https://www.wauchulastatebank.com/blog/5-things-to-know-about-balloon-payments-for-commercial-loans)

<https://www.wauchulastatebank.com/blog/8-qualifications-to-meet-sba-7a-loan-requirements>

[Business](https://www.wauchulastatebank.com/blog/tag/business), [Loan](https://www.wauchulastatebank.com/blog/tag/loan)

 06/9/22

### [8 Qualifications to Meet SBA 7(a) Loan Requirements](https://www.wauchulastatebank.com/blog/8-qualifications-to-meet-sba-7a-loan-requirements)

The U.S. Small Business Administration (SBA) helps small businesses lock in funding by setting guidelines for loans and reducing lender risk. SBA loan programs provide financial support to small businesses by helping build capital, recover from disasters, purchase real estate, and more.

[More](https://www.wauchulastatebank.com/blog/8-qualifications-to-meet-sba-7a-loan-requirements)

current_page_num+2: 3 - disabled