In celebration of  Independence Day, all of our locations will be closed on Monday, July 4. 

We’re Here to Help

Helpful resources for our customers and our communities.

Wauchula State Bank works hard to give you a world of resources, all with a local community touch.

Calculators

Our online calculators are a resource to help you explore, solve, and revisit your financial needs and opportunities.

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Financial Literacy

My_Money_Program_Logo

The My Money Program, created by the Florida Department of Financial Services, is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, as well as their family members and caregivers.

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Kids' Corner

Learning about money is important at all ages.

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Teens' Lounge

Start working toward your financial goals early.

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Financial Answers Center

Our Financial Answers Center offers financial education at your fingertips.

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Communities We Serve

Wauchula State Bank proudly supports our communities in Hardee, Highlands, and Polk Counties.

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Routing Number

Setting up direct deposit? Starting to make online payments? Get the information you need.

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FAQs

Want to know how to do something right now? Want to learn more about our products and services? Get answers to frequently asked questions.

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Security Resources

Learn about the steps you can take to make your computer and personal information more secure.

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Blog

1% Makes a Difference

The two Charts of the Day are from Michael Kitces and show the value of a $100,000 portfolio of 60% stocks and 40% bonds after 30 years with a 4% and 5% initial withdrawal rate. These comments come from Rich Emch, CFP® and Trust Officer with our company.

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5 Things to Know About Balloon Payments for Commercial Loans

A balloon payment is a lump sum payment that is significantly larger than the monthly payments and paid at the end of a loan’s term. Unlike loans that have a series of fixed payments to pay off the balance of the loan, a loan that includes a balloon payment is made up of lower fixed payments and a final larger payment. 

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Fixed Income ETFs for the Win

Today’s chart comes from VettaFi. Fixed income exchange traded funds (aka ETFs) have taken in over $1 trillion in assets over the last seven years, and only had three months of outflows.

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Get the latest news and tips for managing your finances.

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