Purchase or Refinance

Our experienced team will take time to understand your needs and provide the personal service you’ve come to trust from Wauchula State Bank. We offer a variety of options and competitive rates whether you’re a first-time home buyer or a seasoned homeowner. 

  • Buy a Home
  • Improve Your Home
  • Refinance Your Mortgage
  • Use Funds From Your Home
  • Manage Your Debt

HELOC (Home Equity Line Of Credit)

If you’re looking for flexible access to the equity in your home, a Home Equity Line of Credit might be the answer. Using the equity in your home can be a cost effective way to pay for home improvements, purchase your dream car, or buy that new boat.


Bridge loans are temporary loans that bridge the gap between the purchase of your new home and the sale of your current home. Our experienced lending team will help you determine if this is the best option for you.

Home Improvement

If you own a home, chances are that you have several home improvement ideas you've been considering. Our financing options can help you create your dream home whether it is a weekend project or a major renovation. We will work with you to make your dream renovation a reality.

Mobile/Manufactured Homes

Interested in a Mobile Home? We can help! We finance mobile homes with or without land, pre-owned, and new purchases including set-up. Call today to find out more.


If you need a residential mortgage loan of $417,000 or more, we can help. Call us today for details.

Low Down Payment

There are a variety of options available and our knowledgeable lending team is here to help you navigate all the possibilities!