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At Wauchula State Bank, we get to know you as well as we know ourselves. As part of your community, we share your hopes, dreams, and desires for a better future. We help you achieve your financial goals through an array of lending options.

Loans subject to credit approval. NMLS# 406389


Consumer Loans

Meet your individual borrowing needs with a consumer loan shaped for you. We offer flexible terms, a quick-and-easy application process, and convenient ways to keep your payments on track. Explore personal, debt consolidation, and auto, boat, and RV loans.

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As a Florida community bank, we know the local housing market as well as we know home loans. We also get to know you so that we can help you find the right loan for the right home.

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Home Equity Lines of Credit

Save money by using a low-rate loan that draws upon your home’s equity. Pay off higher-interest obligations, remodel your home, invest in improvements like a swimming pool or patio, or put your equity toward other major purchases.

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Park Model & Mobile Home Loans

Choose the park model or mobile home you want. We’ll help you finance it on terms suited for you. We’ll also finance mobile homes on your land.

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On Our Minds


Chart of the Day: Good Time to Buy



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How To Budget for College