Regulation CC Funds Availability Change, Effective 7/1/20
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.
 
All of our locations will be closed on Saturday, July 4, in celebration of Independence Day.
 
 
Checking Accounts for Any Lifestyle

Find the right account for you.

Managing your income and expenses is convenient and easy when your checking account fits your lifestyle. Wauchula State Bank’s personal checking accounts let you bank online, over the phone, at the ATM, or from just about anywhere while you are on the go. Low minimum opening balances and easy ways to avoid monthly maintenance fees provide additional flexibility.

Each checking account includes:

  • Free Online Banking with Bill Pay
  • Free Online Statements
  • Free Mobile Banking and Check Deposit
  • Free access to 50,000+ ATMs*
  • Visa® Debit Card with MobiMoney
  • 24-Hour Automated Telephone Banking Service
  • Person-to-Person Payments (fees apply: $1 per transaction)

See what sets each checking account apart.

Turn device to view entire table.

Classic

Open Now

Classic Plus

Open Now

Premium

Open Now
Minimum Opening Balance $50 $50 $50
Online Statements
Interest Interest paid when daily balance is $1,000 and over Interest paid when daily balance is $1,000 and over
FREE Standard Checks: 1 box per calendar year
Ways to avoid a monthly maintenance fee To avoid a $2 monthly maintenance fee, sign up for Online Banking and choose to receive Online Statements To avoid a $5 monthly maintenance fee, maintain a minimum $500 daily balance

*Wauchula State Bank has partnered with STARsf, Allpoint, and Presto to bring our customers access to a surcharge-free network of more than 50,000 ATMs throughout the world, including over 43,000 in the United States with more than 3,000 in the state of Florida. Simply go here to locate the ATM nearest to you anytime you need cash. If you choose to use your debit card outside of the thousands of surcharge-free ATMs listed on our webpage, you will be assessed a $2 fee by Wauchula State Bank for each out-of-network transaction.

¹MobiMoney™ app required on smartphone. Offers Visa® Debit Card usage alerts and other card-control features. Standard wireless carrier charges may apply. Check with your wireless carrier for details.

²Mobile app required on smartphone. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.

³Available for use with a smartphone. Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have Mobile App downloaded to your smartphone. Must retain checks for seven days prior to destroying. Check images will not be available. For copies, please contact Customer Service.

⁴Available for use with a smartphone. Some restrictions may apply.

⁵No need to exchange account numbers. $1 per payment fee. Cell phone provider may charge additional fees for text messages.

Overdraft Coverage

Protect yourself from insufficient funds fees with overdraft coverage.

Learn More
Papers

Classic Checking Product Sheet

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Papers

Classic Plus Checking Product Sheet

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Papers

Premium Checking Product Sheet

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