Checking Accounts for Any Lifestyle

Find the right account for you.

Managing your income and expenses is convenient and easy when your checking account fits your lifestyle. Wauchula State Bank’s personal checking accounts let you bank online, over the phone, at the ATM, or from just about anywhere while you are on the go. Low minimum opening balances and easy ways to avoid monthly maintenance fees provide additional flexibility.

Each checking account includes:

  • Free Online Banking with Bill Pay1
  • Free Online Statements
  • Free Mobile Banking2  and Check Deposit3
  • Free access to 50,000+ ATMs*
  • Visa® Debit Card with MobiMoney™4
  • 24-Hour Automated Telephone Banking Service
  • Person-to-Person Payments5

See what sets each checking account apart.

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Open Now

Classic Plus

Open Now


Open Now
Minimum Opening Deposit $50 $50 $50
Online Statements
Interest Interest paid when daily balance is $1,000 and over Interest paid when daily balance is $1,000 and over
FREE Standard Checks: 1 box per calendar year
Ways to avoid a monthly maintenance fee To avoid a $2 monthly maintenance fee, sign up for Online Banking and choose to receive Online Statements To avoid a $5 monthly maintenance fee, maintain a $500 daily balance

*Wauchula State Bank has partnered with STARsf, Allpoint, and Presto to bring our customers access to a surcharge-free network of more than 50,000 ATMs throughout the world, including over 43,000 in the United States with more than 3,000 in the state of Florida. Simply go here to locate the ATM nearest to you anytime you need cash. If you choose to use your debit card outside of the thousands of surcharge-free ATMs listed on our webpage, you will be assessed a $2 Foreign ATM Transaction fee by Wauchula State Bank for each out-of-network transaction.

¹MobiMoney™ app required on smartphone. Offers Visa® Debit Card usage alerts and other card-control features. Standard wireless carrier charges may apply. Check with your wireless carrier for details.

²Mobile app required on smartphone. Cell phone provider may charge additional fees for web browsing and/or text messages. In order to use Mobile Banking, the browser on your mobile device must be capable of storing cookies.

³Available for use with a smartphone. Subject to eligibility. Deposits are subject to verification. Deposit limits and other restrictions apply. Must have Mobile App downloaded to your smartphone. Must retain checks for seven days prior to destroying. Check images will not be available. For copies, please contact Customer Service.

⁴Available for use with a smartphone. Some restrictions may apply.

⁵No need to exchange account numbers. $1 per Person-to-Person transaction. Cell phone provider may charge additional fees for text messages.

Overdraft Coverage

Protect yourself from insufficient funds fees with overdraft coverage.

Learn More

Classic Checking Product Sheet

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Classic Plus Checking Product Sheet

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Premium Checking Product Sheet

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