Fraud Schemes

Social Engineering 

Social Engineering is a technique used to obtain or attempt to obtain access to confidential information by tricking an individual into disclosing the information.

The basic goal of social engineering is to gain unauthorized access to systems or information in order to commit fraud, network intrusion, industrial espionage, identity theft, or simply to disrupt and compromise computer systems.

Common Techniques
  • Social Engineering by Phone – Pre-texting 
  • Dumpster Diving 
  • Online Social Engineering – Phishing, Vishing, SMiShing, Pharming 
  • Persuasion 
  • Reverse Social Engineering 
  • Shoulder Surfing – Looking over a shoulder to see what they are typing. 
And many more... 

What you should do

  • NEVER share your user name or password with anyone. 
  • Wauchula State Bank will NEVER call you and ask for your user name or password. 
  • If it appears to be from our bank, please notify us by phone at 863-773-4151 or by e-mail at
  • ALWAYS be aware of your surroundings.


Phishing attacks use e-mail or malicious websites to collect confidential and financial information or infect your computer with malware and viruses.

Phishing is an attempt to steal information by trying to manipulate or lure you to do something.

Tips for spotting a suspicious/phishing e-mail or text messages:

  • It may appear to be from someone important, like the bank.
  • It may have an urgent message.
  • It may have links and attachments that contain malicious software also known as malware.
  • It may ask for your personal information.

Why do they send these e-mails?

  • Fraudsters are trying to steal information.
  • Fraudsters may be trying to install malicious software on your computer. Be sure to keep your computer healthy by installing antivirus software, security updates and turning on your firewall.

What do I do with these e-mails?

  • Do not respond to these e-mails or click on links or attachments.
  • The bank will not ask for personal information by sending an e-mail.
  • However, if it appears to be from our bank, please notify us by phone at 863-773-4151 or by e-mail at
  • All other phishing may be reported to or simply delete it and then delete it again from your deleted items.

Learn more about common scams and how to avoid them, Click Here >>