Regulation CC Funds Availability Change, Effective 7/1/20
Amounts made available for withdrawal on the 1st business day after checks deposited is increasing from $200 to $225 and $5,000 to $5,525 on large deposits.
For more information, please contact us.
Updated 6/17/2020

Through it all, we're here for you.

Wauchula State Bank understands these are anxious times and we are sensitive to the needs and circumstances our customers. Together, we will work through the challenges created by the COVID-19 pandemic and continue to provide essential banking services. We have a responsibility to our customers, communities and employees.

Small Business Resources


As you continue to assess what's best for you and your family,
our commitment to you remains the same.
e offer a wide range of banking options for you to consider.


Drive-thrus are open regular hours

Our drive-thru staff are available to handle most requests. For locations without a drive-thru, please call for an appointment. 

Click here for a complete list of our locations and hours.


Our Customer Care team is available

863-773-4151 or 844-287-4225

Monday – Friday, 7:30 a.m. – 6 p.m. EST
Saturday, 8 a.m. – Noon EST
Sunday, Closed

Contact Us


How can we serve you?

During these uncertain times, our team is here to serve you. Let us know how we can help.

Online and Mobile Banking

Download Our App - Wauchula State Bank’s Mobile Banking apps for Apple and Android devices allow you to bank almost anywhere, anytime.

Enroll in Online Banking - Gain peace of mind by banking with Online Banking and Bill Pay.

How-to Videos - We have some videos for you to learn Online Banking.

Person Holding Water


Criminals often take advantage of uncertain times, leading to an increase in fraudulent activity. Please know we are monitoring your accounts for fraud, but remember that we will never call you to ask that you provide or verify your full account number, username or password, or full social security number. If you are ever in doubt as to whether a call is legitimate, simply hang up and call us back directly at 844-287-4225 . For more information about what fraudsters have been up to lately, read our blog COVID-19 Brings Out the Scammers.

mom with kids


We understand that this is a very challenging time for individuals, families, businesses, and communities. We have many online resources to help make banking easier. Whether you want to figure out a payment via one of our financial calculators, are looking for resources to teach your kids about money, want to explore and understand online banking, or just find an answer from a list of frequently asked questions, we’ve got you covered.

Learn More

A Letter from Our President

We are taking precautionary steps.