Checklist
In order for us to process your loan in a quick and timely manner, please provide the following documents:
Verification of Employment and Income
- Personal tax returns for past two years, including all schedules and W-2s
- Paycheck stubs for most recent 30 days
- Retirement and/or Social Security Award letter(s) for most recent year
- Bank statements, all pages even if blank, for past two months or last quarter
- Tax bill, homeowner’s insurance policy and mortgage statement for all real estate owned
If Self-Employed
- Business tax returns for past two years, including all schedules
- Year-to-date profit and loss statement
- Current balance sheet
If You Are Purchasing
- Fully executed purchase agreement including addendums
- Copy of earnest money deposit check
If You Are Refinancing
- Copy of warranty deed, if available
- Copy of title insurance policy, if available
- Survey, if available
- Homeowner’s insurance policy
- Flood insurance policy, if available
If Mobile Home Loan
- Copy of driver’s license
- Mobile home titles
If Applying for a Construction-to-Permanent Loan
- Plans, specs, and details of all costs, provided by builder
- Copy of construction contract
- Copy of deed and/or owner’s title insurance policy of property is owned
PLEASE NOTE: Additional information may be requested