In order for us to process your loan in a quick and timely manner, please provide the following documents:

 Verification of Employment and Income

• Personal tax returns for past two years, including all schedules and W-2s
  
• Paycheck stubs for most recent 30 days
  
• Retirement and/or Social Security Award letter(s) for most recent year
  
• Bank statements, all pages even if blank, for past two months or last quarter
  
• Tax bill, homeowner’s insurance policy and mortgage statement for all real estate owned
  

If Self-Employed

• Business tax returns for past two years, including all schedules
  
• Year-to-date profit and loss statement
  
• Current balance sheet
  
  

If You Are Purchasing

• Fully executed purchase agreement including addendums
  
• Copy of earnest money deposit check
  
  

If You Are Refinancing

• Copy of warranty deed, if available
  
• Copy of title insurance policy, if available
  
• Survey, if available
  
• Homeowner’s insurance policy
  
• Flood insurance policy, if available
  
  

If Mobile Home Loan

• Copy of driver’s license
  
• Mobile home titles
  
  

If Applying for a Construction-to-Permanent Loan

• Plans, specs, and details of all costs, provided by builder
  
• Copy of construction contract
  
• Copy of deed and/or owner’s title insurance policy of property is owned
  

 

PLEASE NOTE: Additional information may be requested