In observance of Martin Luther King Day, all of our locations will be closed on Monday, Jan. 18.

COVID-19 Resources        PPP Applications

We are dedicated to serving you while working to safeguard our collective health and wellness.
Due to the increase in COVID-19 cases in our area, lobby access is by appointment.

A Florida Business Bank that Knows Your Business

Customizing solutions for your borrowing needs.

After more than 90 years of supporting local businesses as a Florida community bank, we know that each company and every lending situation is different. We get to know your business so that we can design a loan product that achieves your specific goals, during every stage of your financial success.

We’ll help you find the right loan, in the right amount of time, so that you can grow your business. Our experienced lenders make fast decisions—locally.

Loans subject to credit approval.

BORROWING

Commercial Real Estate

Get the space you need to grow at a cost you can afford. We will assist you in purchasing, building, or refinancing your owner-occupied commercial real estate.

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Term Loans

Whether expanding your business, making improvements, or replacing equipment, we have the financing tools to help you. Wauchula State Bank offers flexible terms tailored to your business's cash flow.

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Business Lines of Credit

A business line of credit gives you convenient access to capital for short-term needs or seasonal fluctuations. We offer revolving lines with terms fit for your business situation.

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Small Business Administration (SBA) Loans

SBA loans are guaranteed by the U.S. Small Business Administration and are issued by participating lenders like Wauchula State Bank. Loan programs and qualifications vary. Contact us today to see if your business qualifies for an SBA Loan.

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On Our Minds

01/13/21

Why should I use my debit card?

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12/16/20

Stop Ransomware Before It Stops You!

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11/9/20

8 Ways to Avoid Online Fraud

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Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.

  • FDIC
  • Equal Housing Lender
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