A Florida Business Bank that Knows Your Business

Customizing solutions for your borrowing needs.

After more than 90 years of supporting local businesses as a Florida community bank, we know that each company and every lending situation is different. We get to know your business so that we can design a loan product that achieves your specific goals, during every stage of your financial success.

We’ll help you find the right loan, in the right amount of time, so that you can grow your business. Our experienced lenders make fast decisions—locally.

Loans subject to credit approval.


Commercial Real Estate

Get the space you need to grow at a cost you can afford. We will assist you in purchasing, building, or refinancing your owner-occupied commercial real estate.

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Term Loans

Whether expanding your business, making improvements, or replacing equipment, we have the financing tools to help you. Wauchula State Bank offers flexible terms tailored to your business's cash flow.

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Business Lines of Credit

A business line of credit gives you convenient access to capital for short-term needs or seasonal fluctuations. We offer revolving lines with terms fit for your business situation.

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Small Business Administration (SBA) Loans

SBA loans are guaranteed by the U.S. Small Business Administration and are issued by participating lenders like Wauchula State Bank. Loan programs and qualifications vary. Contact us today to see if your business qualifies for an SBA Loan.

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COA and HOA Association Loans

If your Condo Owners Association or Homeowners Association is considering a loan, our knowledgeable and experienced team can guide you through your options.

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See why local businesses choose to work with us.

On Our Minds


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