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Chart of the Day
05/16/23

Chart of the Day: First 10 Years vs. Next 10 Years

Today’s Chart of the Day is from a BlackRock research paper on concentrated portfolio risks. In it, they graph the top 25 performing stocks over the past 10 years, starting from 10 years ago, and their subsequent underperformance over the next 10. (Resulting in their total performance over the last 20 years.)

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Loan, Mortgages
05/12/23

Details on Federal Mortgage Fee Adjustments

I have been fielding many questions regarding the newest Federal Housing Finance Agency (FHFA) fee structure and how it affects your borrowing potential. I will try to answer some of the most common questions.

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Chart of the Day
05/11/23

Chart of the Day: 4.2% Withdrawal Rule

Today's chart from Morningstar shows there is a 90% chance you would not run out of money during your life following these projected safe withdrawal rates based on equity weightings.

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Chart of the Day
05/10/23

Chart of the Day: 50 Year Cost of College

Today’s Chart of the Day provided from CNBC with data from The College Board shows the average cost of college adjusted for inflation since 1970.

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Chart of the Day
05/9/23

Chart of the Day: North Port Made the List

Today's Chart of the Day includes the top 10 cities people moved to in 2022 according to Re:Venture Consulting, with data from the US Census Bureau. Tampa was third, Orlando was sixth, and our beloved North Port came in at number 10. The bonus second chart, below, shows where they moved from.

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Chart of the Day
05/4/23

Chart of the Day: Smartphones

Today we have two interesting charts from Bespoke.

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Chart of the Day
05/3/23

Chart of the Day: Working Less

Today’s Chart of the Day from Bloomberg is called, “Americans are Working Less.” After the pandemic, many are working fewer hours a week.

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Chart of the Day
05/2/23

Chart of the Day: Only One Out of Three

Today’s Chart of the Day from BlackRock shows that only 34%, or roughly one out of three, stocks outperformed the index for the last 35 years.

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Estate Planning, Financial Planning
04/28/23

Create a Lasting Legacy by Supporting Causes You Care About

By giving to a community foundation, you can support the causes that matter most to you and make a real difference in the lives of others. Professional staff and portfolio managers help ensure that your donation is used effectively and efficiently. They also provide ongoing monitoring and oversight of the organizations they support, ensuring that your gift is making a lasting impact. The first donation to the Harvard Endowment of approximately $20,000 in today’s dollars was over 400 years ago.  Therefore, a timeline of 500 years for an endowed fund is possible. 

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Chart of the Day
04/27/23

Chart of the Day: Combined Market Area

Today’s Chart of the Day is a sidestep from my typical financial ones. The chart shows the combined market area after the Crews family of banks (Charlotte State Bank & Trust, Crews Bank & Trust, Englewood Bank & Trust, and Wauchula State Bank) unify under the Crews Bank & Trust brand in September. To learn more, visit crews.bank/unify.

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